Garage Definitions
Dealers Physical Damages
This coverage is used to provide protection for any vehicles you own which are held for sale, or used in your business. No coverage applies to vehicles you rent to others, except those rented to a customer while such customer's vehicle is temporarily left with you for service or repair. Besides your interest, the interest of creditors and owners of consigned vehicles can be included.
Drive Other Car Coverage
This endorsement is used to protect employees or other specified individuals when they borrow or rent cars for personal use, and do not have the protection of a Personal Auto policy.
False Pretense Coverage
This coverage is used to insure against loss caused by a person who entices you to part voluntarily with a covered auto by trick, scheme, or false pretense as long as you have legal title to it prior to the loss, or from your acquiring of an auto from a seller who did not have legal title.
Garagekeepers Coverage
This insurance is used to insure against claims arising out of damage to vehicles owned by others which are left with you for storage, service, safekeeping or repair.
Oh Hook (In Tow) Coverage
This coverage is used to protect you against claims arising from property damage to vehicles of others while being towed by you up to the limits specified in the form.
Truth in Lending Coverage
This coverage provides coverage for liability imposed by federal and state laws regarding disclosure of terms, conditions and costs of a financing arrangement, when an unintentional violation of the requirements is made.
Corporate Philosophy:
Our commitment is to assist clients with the development of a comprehensive insurance program tailored to each client’s specific needs, size, and future growth plans. Focusing primarily upon industry leaders who seek to develop a long-term relationship with their insurance professionals, our goal is to offer insurance coverage with excellent service, and competitive pricing.
Because we genuinely care about our clients, we have developed a reputation for outstanding customer service. With highly skilled servicing teams, we are enthusiastic, and dedicated to providing clients the quality service their business deserves.
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