Some Common Insurance Terms & Definitions
Property Definitions - This area offers definitions for Buildings, Blanket Insurance, Co-Insurance, Deductible, Business Personal Property, Replacement Cost Valuation, Actual Cash Value Valuation, Agreed Value Valuation, Inflation Guard, Inflation Guard, Basic Cause Of Loss, Broad Cause Of Loss, Building Ordinance Or Law Coverage, Improvements and Betterments, Personal Property, Personal Property In Transit Coverage, Personal Property Of Others, and Spoilage.
Liability Definitions -This area offers definitions for Personal and Advertising Injury Liability, Medical Payment, Premises/Operations, Products/Completed Operations, Audit Premium, Contractual Liability,
Employee Benefits Liability, Legal Liability, Mechanical Breakdown Coverage, World Wide Coverage, Additional Insured , Fellow Employee Coverage, Molestation or Abuse Coverage, Punitive Damages Coverage, and Watercraft Liability Coverage.
Garage Definitions - This area offers definitions for Dealers Physical Damages, Drive Other Car Coverage, False Pretense Coverage, Garage keepers Coverage, Oh Hook (In Tow) Coverage, and Truth in Lending Coverage.
Workers Comp Definitions - This area offers definitions for Bodily Injury By Accident Limit, Bodily Injury By Disease - Each Employee, Bodily Injury By Disease - Policy Limits, Dividend, Employers Liability, Federal Acts Coverage, Foreign Coverage, Longshore and Harbor Workers Coverage, Monopolistic States/Stop Gap Coverage, Other States Coverage, and Self Insured Retention.
Crime Definitions - This area offers definitions for Employee Theft Coverage, Forgery or Alteration Coverage, Computer Fraud Coverage, Funds Transfer Fraud Coverage, Credit, Debit, Or Charge Card Forgery Coverage, Kidnap, Ransom, and Extortion, and Workplace Violence Insurance.
Auto Definitions - This area offers definitions for Auto Loan/Lease Gap Coverage, Automobile Physical Damage, Collision Coverage, Combined Single Limits, Split Limits of Insurance, Comprehensive Perils Coverage, Employees as Named Insured, Non-Owned Auto Liability, Hired Automobile Coverage, Medical Payment, Rental Reimbursement, Towing, and Uninsured/Underinsured Motorist.
Corporate Philosophy:
Our commitment is to assist clients with the development of a comprehensive insurance program tailored to each client’s specific needs, size, and future growth plans. Focusing primarily upon industry leaders who seek to develop a long-term relationship with their insurance professionals, our goal is to offer insurance coverage with excellent service, and competitive pricing.
Because we genuinely care about our clients, we have developed a reputation for outstanding customer service. With highly skilled servicing teams, we are enthusiastic, and dedicated to providing clients the quality service their business deserves.
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