Woodall and Hoggle Insurance Agency

We also write in AR, FL, GA, IL, KY, LA, MS, NV, NC, SC, TN, TX, and VA.

When it comes to auto insurance, we work with a number of the country’s top carriers so that we have access to the best rates and coverage options. On top of that, our friendly staff will provide you with the type of service that you can only get from a local, independent agency.

You and the family members living in your home are covered whether the car you are driving is your own or one that is rented. Your vehicle is also covered when someone borrows it with your permission. Contact one of our personal lines specialists to discuss all of your insurance needs.

The personal auto policy offers you these basic coverages:

Collision - pays for damage to your car if you're in an accident.

Comprehensive - pays for damage to your car from fire, theft, vandalism, or damage that is not due to collision.

Liability - protects you and your family against claims for bodily injury or property damage caused by an auto accident in which you or your family members are considered legally responsible.

Medical - pays for medical services that you, your family members, and passengers need if you're involved in an accident in your car or as a pedestrian.

Uninsured or Underinsured Motorist - pays if you are injured by a driver with no liability insurance or by a hit-and-run-driver who is legally responsible for your injuries.

Optional Automobile Coverages include:

• Rental Reimbursement
• Towing

Discounts are available for each of the following:

• Combining Auto and Homeowners Coverages
• Driver's Education Certification
• Good Student Certification
• Senior Citizen Defensive Driver Certification
• Good Credit Report
• GPS Auto Tracking System

We will work with you on an individual basis to assess your needs and match you with a suitable plan. Request a quote today to get started.

Common Auto Insurance Questions:

What Does Auto Insurance Cover?  
Auto insurance typically covers policy options such as:  

Auto insurance can help cover costs from wrecks, fires, theft and vandalism that could result to high out-of-pocket costs if you’re without coverage. Plus, in Alabama, drivers are required to carry minimum levels of liability insurance.  

The amount of coverage you need is unique to you and your vehicle’s needs. To determine which coverages are right for you and ensure you have a policy that complies with state law, talk with your agent at Woodall & Hoggle Ins Agency. 

How Much Does Auto Insurance Cost?  
Various factors can influence the cost of your auto insurance policy. Factors may include:  

To determine your quote, contact an agent to speak about factors that may affect your premium. 

Contact Us Today 
Call us today at any of the locations listed below or fill out online quote.
Guntersville 256-582-2131
Boaz 256-593-7042
Huntsville 256-539-5307