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Commercial Auto Insurance

Woodall & Hoggle Insurance Agency understands Commercial Auto Insurance in Alabama.

Commercial auto insurance is a necessary purchase for businesses of all sizes. However, the risks associated with owning and operating a business vehicle are tremendous and can often be mitigated with proper insurance.

While commercial auto insurance is not required in all states, having some form of coverage is always a good idea.

So, here’s a guide to everything you should know about commercial auto insurance.

What is Commercial Auto Insurance?

Commercial auto insurance is a type of insurance coverage that helps protect businesses and business owners from financial losses resulting from car accidents. This type of insurance can help cover the cost of repairs, medical bills, and even legal fees associated with an accident. It can also help protect the business owner’s assets, such as their vehicles, equipment, and inventory.

Services Offered By Woodall & Hoggle

Woodall & Hoggle offers services in different areas to ensure you get the best protection. These services include:

Auto liability

Our auto liability insurance protects you and your passengers in an accident. We offer various coverage options to find the perfect policy for your needs.

In the event of an accident, our auto liability insurance will pay for the injured parties’ medical expenses and any property damage that may have occurred.

Collision coverage

Collision coverage protects your vehicle in an accident. It differs from liability coverage in that it will pay for the repairs to your vehicle regardless of who is at fault.

Our collision coverage options will help you get your vehicle back on the road as quickly as possible so you can get back to your life.

Comprehensive coverage

Comprehensive coverage works in cases when damage is not caused by accident. This includes things like theft, vandalism, and weather damage.

Our comprehensive coverage options will help you repair or replace your vehicle if it is damaged by something other than an accident.

Also, our comprehensive coverage will help you get back on the road as quickly as possible if your vehicle is stolen.

Medical payments

Medical payment coverage is designed to pay for the medical expenses of you and your passengers in the event of an accident. It will cover things like ambulance fees, hospital stays, and surgery.

Our medical payment coverage options will help you get the care you need when you need it. Our agency is here to help you get the best possible protection for your needs.

Uninsured/underinsured drivers

Uninsured/underinsured driver insurance will protect you if you are involved in an accident with a driver who does not have insurance. This coverage will pay for your medical expenses and property damage.

If you are involved in an accident with an uninsured or underinsured driver, our uninsured/underinsured driver’s insurance will help you get the care you need.

Rental reimbursement

Rental reimbursement is a type of insurance to reimburse you for the cost of a rental car while your vehicle is being repaired after an accident. This coverage is optional, but it can be a great way to ensure you’re not stranded without a vehicle.

If you need to rent a car after an accident, our rental reimbursement coverage will help you get back on the road as quickly as possible.

Roadside assistance

Roadside assistance helps you in the event of a breakdown. This coverage will pay for towing, flat tire service, and battery jump starts.

If you have a breakdown, our roadside assistance coverage will help you get back on the road as quickly as possible, not leaving you stranded.

Experienced Commercial Auto Insurance Agency

We’re Woodall & Hoggle Insurance Agency, an automobile insurance company that has been in business for over 50 years. We have the experience and the credentials to provide you with the best possible protection for your needs.

We became an automobile insurance company because we believe everyone deserves quality protection. We have a background in law, so we know how to help you get the care you need after an accident. We also have various coverage options to find the perfect policy for your needs.

Why Hire Us?

50 years of experience

Woodall & Hoggle Insurance Agency has been in business for over 50 years, and during that time, they have become an automobile insurance company that provides quality protection to everyone.

Variety of coverage options

Woodall & Hoggle Insurance Agency offers a variety of coverage options to choose from, so you can find the perfect policy for your needs. In addition, we have flexible coverage options that will meet your needs and budget.

Quality protection for your needs

Who doesn’t want quality protection? At Woodall & Hoggle Insurance Agency, we believe that everyone deserves quality protection. That’s why we became an automobile insurance company- to provide quality protection to as many people as possible.

Strong credentials

Woodall & Hoggle Insurance Agency is a well-known and reputable company. We have the experience and the credentials to provide you with the best possible protection for your needs.

Best Insurance Packages

You must think if our insurance is very costly, right? But no, it’s not! We have different insurance packages that will surely fit your budget. So you need to compare our rates and see how affordable our insurance is.

Get a Free Quote Now

We offer free quotes so you can compare our rates with other companies. We want you to be sure that you’re getting the best possible deal on your insurance.

Frequently Asked Questions (FAQs)

Uninsured/underinsured driver insurance is designed to protect you if you are involved in an accident with a driver who does not have insurance. This coverage will pay for your medical expenses and property damage. Collision coverage protects your vehicle in an accident, regardless of who is at fault.

Rental reimbursement insurance typically covers the cost of a rental car for a set number of days, up to a certain dollar amount. However, rental reimbursement insurance is generally relatively affordable and can be helpful if you’re worried about being stranded without a car after an accident.

Roadside assistance insurance is a type of insurance coverage that can help you if your car breaks down while you’re on the road. This coverage can help pay for towing, flat tire changes, and jump starts. Sometimes, it can even help you if you run out of gas. Roadside assistance insurance can be a great way to have peace of mind when driving, and it’s a good idea to check with your insurance company to see if this coverage is right for you.

Towing involves pulling or drawing something behind you, especially a vehicle, using a chain, rope, or wheel.

Towing insurance covers the costs of towing your vehicle to a safe location if it becomes disabled. This can include coverage for the tow truck, labor costs, and other fees associated with the tow.

If you have an emergency roadside assistance plan, it may also cover towing. However, these plans typically limit how much they will pay for towing, so it’s essential to read the fine print.

Most of our policies will cover towing if your car needs it, but we also have stand-alone towing insurance that can be purchased as well.

The amount of insurance you can get depends on a few factors, including your state’s minimum insurance requirements and your insurance company’s policy limits.

You may also want to consider additional coverage options, such as collision and comprehensive insurance, which can help pay for damages to your car if you’re in an accident. Woodall & Hoggle Commercial Auto Insurance Agency will be able to give you more information on the coverage options that are available to you.

It would help if you typically got insurance when registering your car with your state. In most states, you’ll need to have at least liability insurance before you can legally drive. You may also be required to show proof of insurance if you’re pulled over by the police or involved in an accident.

Woodall & Hoggle Insurance Agency is the perfect choice for quality automobile insurance. We have various coverage options so that you can find the perfect policy for your needs. Contact us today to get started!

Contact Woodall & Hoggle Insurance Agency

Are you looking for a reliable and experienced insurance agency that can provide comprehensive coverage?

Woodall & Hoggle Insurance Agency has been in business since 1951 and has a long history of providing quality service and products.

You’ll appreciate the award-winning customer service, combined with the knowledge and experience of our staff. We are committed to finding the best insurance solutions for you, your family, and your business.

Customized Business Auto Insurance

Cover your wheels, employees and company alike with Woodall & Hoggle Insurance Agency. We’ll tailor your policy to your business’ specifications. Common forms of commercial auto insurance include:

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