Churches and Religious Organizations in Alabama, AR, FL, GA, IL, KY, LA, MS, NV, NC, SC, TN, TX and VA.

Coverage Highlights

Woodall & Hoggle can provide an insurance package uniquely designed to fulfill a wide range of special insurance needs for religious organizations. Each policy is custom tailored to address each insured’s unique exposures. Call Woodall & Hoggle Insurance today to get more information about your specific insurance needs.

General Liability

Comprehensive General Liability - limits to $1M per occurrence/$2M aggregate
Abuse and Molestation coverage available for qualified accounts
Employee Benefits Liability
Volunteers and church members as additional insureds
Coverage for fundraising events
Amended definition of bodily injury to include mental anguish

Professional Liability

Property

Blanket limits with large in-house capacity
Special Causes of Loss coverage on buildings, contents, loss of income, and extra expense
Backup of Sewers and Drains coverage available
Sign coverage
Stained Glass coverage
Ordinance or Law coverage
Fine Arts coverage available
Agreed Value endorsement available with assigned statement of values

Umbrella/Excess Liability

Large Excess Limits available

Automobile

Non-owned/Hired Auto Liability
15 passenger vans and buses are acceptable exposures
Volunteers as Insured's coverage available
Hired car physical damage
Rental reimbursement for private passenger vehicles

Directors and Officers Liability

Crime and Fidelity

In addition to the options for churches and religious organizations listed above, Woodall & Hoggle also recommends some very important coverages that all businesses need to understand and consider:

Workers’ Compensation Liability Insurance – provides coverage to employees for accidents or disease arising from employment. Benefits may include lost wages, medical expenses, and permanent disfigurement/disability payments. State law requires that employers provide Workers’ Compensation Insurance for their employees.

Churches and Religious Organizations