Boaz 256-593-7042 Huntsville 256-539-5307 Guntersville 256-582-2131

Non-Profit

Non-Profit in Alabama, AR, FL, GA, IL, KY, LA, MS, NV, NC, SC, TN, TX and VA.

Coverage Highlights

Your farm counts on your vehicles to keep it running without a hitch. Farm auto insurance safeguards your vehicles from the perils of accidents and weather damage. Think of it as a combination of personal auto and commercial insurance coverages, as farm auto policies can cover both your everyday rides and the machines that are critical to your work. Forms of farm auto insurance coverage include auto liability, collision coverage and uninsured/underinsured motorist coverage.

General Liability

Professional Liability

Property

Umbrella/Excess Liability

Large Excess Limits available

Directors and Officers Liability

Automobile

Crime and Fidelity

Other Endorsements Available

In addition to the options for non-profit organizations listed above, Woodall & Hoggle also recommends some very important coverages that all businesses need to understand and consider:

Cyber Crime Liability Insurance – protects your organization from an invading army of exposures, such as e-theft, destruction of critical data, defamation, libel, copyright or trademark infringement, e-vandalism, e-threats, denial of service, and more.

Employment Practices Liability Insurance – provides protection for an employer against claims made by employees, former employees, or potential employees. It covers discrimination (age, sex, race, disability, etc.), wrongful termination of employment, sexual harassment, and other employment-related allegations. It covers your firm, including its directors and officers.

Workers’ Compensation Liability Insurance – provides coverage to employees for accidents or disease arising from employment.  Benefits may include lost wages, medical expenses, and permanent disfigurement/disability payments. State law requires that employers provide Workers’ Compensation Insurance for their employees.

 

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