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At Woodall & Hoggle Insurance Agency, we know what a significant investment your home is. We also know that owning a home comes with risks. To adequately protect yourself against these risks and be prepared for an accident, you need homeowners insurance. We are here to help you with homeowners insurance options to ensure adequate coverage.
If you mortgage your home, your lender may require you to carry at least enough insurance to cover the replacement cost of your home before they approve a loan. But even without a mortgage, you should consider homeowners insurance to protect your home and your belongings.
Each policy is unique, offering various coverages depending on your needs. Here are some of the most common coverages:
Depending on your needs, you may also add extra coverages to your policy. Some common additional policies include umbrella liability insurance, flood insurance and earthquake and windstorm endorsements.
Woodall & Hoggle Insurance Agency is committed to helping you find the perfect policy to fit your needs. Contact us today to discuss your homeowners insurance options.