Hospital and Healthcare Practices in Guntersville, AL and surrounding areas

Hospital and Healthcare Practices

Woodall & Hoggle offers the coverage and support needed to keep healthcare operations running smoothly in the event of loss or damage. Our customers benefit from specialized, industry-specific underwriting and claim service tailored to the nuances of today's healthcare industry. Call Woodall & Hoggle Insurance today to get more information about your specific insurance needs.

Coverage Highlights


  • Buildings and Structures
  • Business Personal Property
  • Fixed Medical Imaging Equipment
  • Business income and Extra Expense
  • Blanket/ Agreed Amount Options
  • Choice of Valuation Options
  • Emergency Evacuation Expense
  • Personal Property of Patients and Residents
  • Equipment Breakdown
  • Accounts Receivable
    • At all described premises
    • In transit or at undescribecl premises
  • Claim Data Expense
  • Expediting Expense
  • Newly Constructed or Acquired Property – Up to 180 days
    • Each building
    • BPP each premises
  • Valuable Papers:
    • At all described premises
    • In transit or at undescribed premises
  • Ordinance or Law
  • Electronic Data Processing Equipment, Data & Media
  • Property in Transit - Time Element
  • Dependent Properties - Worldwide (except where prohibited)
  • Extended Business Income
  • Utility Services - Direct Damage and Time Element
  • Green Building Endorsement

Inland Marine
Providing Mobile Medical Imaging Equipment, Scheduled Property, Fine Arts, Transportation, Contractors Equipment Coverage, Installation, Builders' Risk, and more. Mobile Medical Imaging Equipment Coverage for diagnostic units includes:

  • Specifically designed coverage for mobile medical diagnostic imaging equipment
  • Coverage is included for mobile units that are designed to house such equipment
  • Coverage is included for mobile medical equipment in transit and at temporary locations
  • Valuation is Replacement Cost basis except for vacuum tubes and gas tubes which are Actual Cash Value
  • Flood, Earthquake and Business Income coverage can be provided by endorsement

General Liability
Healthcare Services Endorsements include:

  • Reasonable Force Property Damage -  Exception to Expected or Intended Injury Exclusion
  • Non-Owned Watercraft Less Than 75 Feet
  • Aircraft Chartered With Pilot
  • Damage to Premises Rented to Insured - all perils
  • Increased Supplementary Payments
  • Transportation Expenses for Repatriation or Relocation of Injured or Sick Employees
  • Who Is an Insured - Employees - Supervisory Positions
  • Who Is an Insured - Newly Acquired or Formed Organizations
  • Blanket Additional Insured - Owners, Managers or Lessors of Premises
  • Blanket Additional Insured - Lessors of Leased Equipment
  • Blanket Additional Insured - Persons or Organizations for Your Ongoing Operations as
  • Required by Written Contract or Agreement
  • Blanket Additional Insured - Broad Form Vendors
  • Who Is an Insured - Unnamed Subsidiaries
  • Who Is an Insured - Liability for Conduct of Unnamed Partnerships or Joint Ventures
  • Contractual Liability - Railroads
  • Knowledge and Notice of Occurrence or Offense
  • Unintentional Omission
  • Blanket Waiver of Subrogation
  • Limited Worldwide Liability Coverage - Indemnity Basis
  • Mobile Medical Offices


  • Liability and Physical Damage
  • Composite Rated
  • Rental Reimbursement
  • Business Auto Coverage Extension
    • Broad Form Named Insured
    • Blanket Waiver of Subrogation
    • Employees as Insureds
    • Hired Car - Worldwide Coverage
    • Unintentional Errors & Omissions

Umbrella Excess Liability

  • Providing excess layers of protection over your liability coverages
  • Flexible and substantial limits capacity
  • Built-in coverages including worldwide territory

Workers' Compensation

  • Ability to provide coverage for a wide range of risks across the country
  • Combine state-of-the-art technology with co-located claim and medical professionals. Highlights include:
    • Extensive Preferred Provider Networks with a presence in all 50 states
    • Pharmacy Network
    • Focus on early intervention
    • Medical Case Management
    • Return-to-Work Programs
    • Medical Cost Containment
    • Industry Hygiene Specialists